LEGAL DISCLAIMER

Terms and Conditions of Use

Effective: X Date

Welcome to the website of the Veriloquent Advisory group LLC. This site is provided as a service of Veriloquent Advisory group LLC.

1. Agreement. By using the VERILOQUENT ADVISORY GROUP LLC. website (www.VERILOQUENT ADVISORY GROUP LLC..org), you agree to these Terms and Conditions of Use (Terms of Use). VERILOQUENT ADVISORY GROUP LLC. reserves the right to change these Terms of Use from time to time. The current “Terms and Conditions of Use Agreement” will always be posted on the Site, and you may view it at any time through the link at the bottom of any public page of the Site. 2. Description of Service. www.VERILOQUENT ADVISORY GROUP LLC..org consists of several sections, some of which have restricted access.

3. Intellectual Property. The entire contents and design of the Site, including all trademarks, logos, trade names, documents, databases, graphic representations, and other information, are the property of VERILOQUENT ADVISORY GROUP LLC., or used by VERILOQUENT ADVISORY GROUP LLC. with permission, and are protected under U.S. and international copyright and trademark laws, whether or not a notice of copyright, trademark, or other proprietary rights appears on the screen displaying the information. Except as otherwise provided herein, users of the Site may save and use information contained on the Site only for personal or other noncommercial, educational purposes. No other use, including,

without limitation, reproduction, retransmission or editing, of Site information may be made without the prior written permission of VERILOQUENT ADVISORY GROUP LLC. which may be requested by contacting VERILOQUENT ADVISORY GROUP LLC. at info@Veriloquent Advisory group LLC..org.

4. Limitation of Liability. In no event shall VERILOQUENT ADVISORY GROUP LLC. or its officers, directors, members, staff, or agents, be liable for any damages of any kind, including, without limitation, any special, incidental, indirect, or consequential damages, whether or not advised of the possibility of such damages, and on any theory of liability whatsoever, arising out of, or in connection with, the use or performance of the Site or any content appearing on the Site.

5. Disclaimer. VERILOQUENT ADVISORY GROUP LLC. makes no warranty, guaranty, or representation regarding the accuracy, content, completeness, reliability, operability, or legality of information contained within the Site, including, without limitation, the warranties of merchantability, fitness for a particular use, and non-infringement of propriety rights. The information, opinions, and recommendations presented within the site are for general information only. Such information should not be considered medical advice and is not intended to replace consultation with a qualified physician. Unless specifically stated otherwise, VERILOQUENT ADVISORY GROUP LLC. does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned on the Site, and information from the Site should not be referenced in any way to imply such approval or endorsement. Moreover, VERILOQUENT ADVISORY GROUP LLC. makes no warranty that the Site, or the server that makes it available, is free from viruses, worms, or other elements or codes that manifest contaminating or destructive properties. VERILOQUENT ADVISORY GROUP LLC. expressly disclaims any and all liability or responsibility for any direct, indirect, incidental, consequential, special or other damages arising out of any individual’s use of, reference to, reliance on, or inability to use, the Site or the information presented on the Site. In any jurisdiction that does not permit such a disclaimer of liability, VERILOQUENT ADVISORY GROUP LLC.’s liability shall be limited to the greatest extent allowed by applicable law.

6. Links. Links or pointers connecting the Site with other Internet sites are provided as a courtesy only and do not imply, directly or indirectly, the endorsement, sponsorship, or

approval by VERILOQUENT ADVISORY GROUP LLC. of the linked site, the organization or individual operating the site, or any product, service, individual, or organization referenced in the site. In general, any Web site that has an address (or URL) that does not contain “VERILOQUENT ADVISORY GROUP LLC..org” is a linked Web site. The content of any linked site does not necessarily reflect the opinions, standards or policies of VERILOQUENT ADVISORY GROUP LLC.. Linked sites are not under the control of VERILOQUENT ADVISORY GROUP LLC., and VERILOQUENT ADVISORY GROUP LLC. is not responsible for the content of any linked site, any links contained within a linked site, any changes or updates to such sites, or the compliance with applicable laws of such linked sites.

7. DMCA Notice and Takedown Procedures. VERILOQUENT ADVISORY GROUP LLC. abides by the federal Digital Millennium Copyright Act (DMCA) by responding to notices of alleged infringement that comply with the DMCA and other applicable laws. As part of its response, VERILOQUENT ADVISORY GROUP LLC. may remove or disable access to material on the Site that is claimed to be infringing, in which case VERILOQUENT ADVISORY GROUP LLC. will make a good-faith attempt to contact the person who submitted the affected material so that person may make a counter notification, also in accordance with the DMCA. By posting material to the Site, the posting party represents and warrants that he or she owns the copyright with respect to such material or has received permission from the copyright owner. In addition, the posting party grants VERILOQUENT ADVISORY GROUP LLC. and users of the Site the nonexclusive, unrestricted, royalty-free right and license to display, copy, publish, distribute, transmit, print, and use such information or other material. Anyone who believes that material posted on the Site infringes on his or her copyrighted work should refer to the Procedures for Requesting Removal of Infringing Material:

Procedures for Requesting Removal of Infringing Material The owner of a copyrighted work (or the agent for the owner) who believes that material posted on www.VERILOQUENT ADVISORY GROUP LLC..org infringes on the copyrighted work may request that the allegedly infringing material be removed from the Site by notifying VERILOQUENT ADVISORY GROUP LLC.’s designated agent for such purposes. The notice of alleged copyright infringement must:

a) identify in sufficient detail the copyrighted work claimed to have been infringed; b) provide the electronic or physical signature of the copyright owner or a person authorized

to act on the owner’s behalf; c) include a statement by the copyright owner or authorized agent that he or she has a good faith belief that the disputed use is unauthorized; d) include a statement that the information contained in the request is accurate and an attestation, under penalty of perjury, that the requesting party is the copyright owner or authorized agent; and f) include the copyright owner’s or authorized agent’s name, mailing address, telephone number, and email address. A notice of alleged copyright infringement may be submitted to VERILOQUENT ADVISORY GROUP LLC.’s designated copyright agent by mail or email as set forth below:

Executive Director VERILOQUENT ADVISORY GROUP LLC.